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help > dying
There are three ways you can die, either to a monster, to another player,
or to a room effect. When you die, there are 3 ways that you can be 
brought back. The first is by going to the temple and praying. The second 
is to have a friendly Cleric resurrect you or raise you from then dead. 
Also, someone can purchase a resurrection scroll and bring you back.

Currently, dying causes you to lose 1% of your total experience,
and Hero's lose a flat 500,000.  This assumes that you are
resurrected or raised.  Praying at the temple will cause 
you to take a slightly larger penalty.

Apart from resurrect and the raise prayer, undeads can be brought
back to unlife with the spell 'Undeath', which your friendly Necromancer

See also: help death